HSA and FSA Now Accepted on Commonplace
Starting this week, you can use your Health Savings Account or Flexible Spending Account to buy eligible wellness and fitness equipment on Commonplace. We’re the first secondhand marketplace to support HSA and FSA payments, which means your pre-tax healthcare dollars now go further than they ever have on used gear.
What this changes
HSA and FSA funds have historically been locked into traditional medical expenses or pricey retail wellness products. That left a strange gap. You could spend pre-tax dollars on a brand-new $5,000 sauna, but not on the same unit used at half the price, even though the equipment, the health benefit, and the prescribing doctor’s logic were identical.
We closed that gap.
What’s eligible
With a Letter of Medical Necessity from a licensed provider, you can now use HSA or FSA funds on:
- Home gym equipment: bikes, treadmills, ellipticals, cable machines, strength systems
- Recovery tools: cold plunges, infrared saunas, traditional saunas, red light therapy
- Therapeutic hot tubs and wellness systems
- Massage chairs and mobility equipment
Every eligible listing comes with our standard white-glove delivery and installation, escrow-backed payments, and full dispute resolution.
How it works
- Browse eligible products on Commonplace
- Select HSA/FSA at checkout
- Complete a brief health survey
- Receive a Letter of Medical Necessity from a licensed provider
- Pay with your HSA or FSA card
The entire flow runs inside checkout. No paperwork to mail, no chasing your doctor, no separate reimbursement claims.
Why we built this
Healthcare costs keep climbing, and at-home preventative health is one of the few places consumers actually have leverage. A used Tonal in great condition costs a fraction of a new one. A used cold plunge or sauna often sells for half of retail. Buyers shouldn’t have to forfeit tax advantages just because they chose the smarter purchase.
“Consumers shouldn’t have to choose between affordability and access to wellness,” said Ari Kimmelfeld, founder of Commonplace. “Healthcare dollars should work harder. That means high-quality secondhand equipment, delivered and installed in your home, not just expensive retail products.”
It’s also a small win for the planet. Every secondhand sale is a piece of equipment kept out of a landfill and a manufacturing run that didn’t need to happen.
Start shopping
If you have an HSA or FSA balance sitting unused, this is a good week to put it to work.